diff --git a/users/migrations/0016_customuser_encrypted_upbit_access_key_and_more.py b/users/migrations/0016_customuser_encrypted_upbit_access_key_and_more.py
new file mode 100644
index 0000000..9ce4b5a
--- /dev/null
+++ b/users/migrations/0016_customuser_encrypted_upbit_access_key_and_more.py
@@ -0,0 +1,23 @@
+# Generated by Django 5.2.11 on 2026-02-16 01:34
+
+from django.db import migrations, models
+
+
+class Migration(migrations.Migration):
+
+    dependencies = [
+        ('users', '0015_customuser_locked_until_customuser_login_failures_and_more'),
+    ]
+
+    operations = [
+        migrations.AddField(
+            model_name='customuser',
+            name='encrypted_upbit_access_key',
+            field=models.BinaryField(blank=True, null=True, verbose_name='Upbit Access Key (암호화)'),
+        ),
+        migrations.AddField(
+            model_name='customuser',
+            name='encrypted_upbit_secret_key',
+            field=models.BinaryField(blank=True, null=True, verbose_name='Upbit Secret Key (암호화)'),
+        ),
+    ]
diff --git a/users/models.py b/users/models.py
index d10bf52..df55796 100644
--- a/users/models.py
+++ b/users/models.py
@@ -141,6 +141,10 @@ class CustomUser(AbstractBaseUser, PermissionsMixin):
     social_id = models.CharField(max_length=255, blank=True, null=True, verbose_name="소셜 고유 ID")
     profile_image = models.URLField(max_length=500, blank=True, null=True, verbose_name="프로필 이미지 URL")
 
+    # 📈 Upbit API 자격증명 필드
+    encrypted_upbit_access_key = models.BinaryField(blank=True, null=True, verbose_name="Upbit Access Key (암호화)")
+    encrypted_upbit_secret_key = models.BinaryField(blank=True, null=True, verbose_name="Upbit Secret Key (암호화)")
+
     # ☁️ NHN Cloud 자격증명 필드
     nhn_tenant_id = models.CharField(max_length=64, blank=True, null=True, verbose_name="NHN Cloud Tenant ID")
     nhn_username = models.EmailField(blank=True, null=True, verbose_name="NHN Cloud Username")
@@ -218,6 +222,38 @@ class CustomUser(AbstractBaseUser, PermissionsMixin):
             'nhn_tenant_id', 'nhn_username', 'encrypted_nhn_api_password', 'nhn_storage_account'
         ])
 
+    # 📈 Upbit API 키 암복호화
+    def encrypt_upbit_key(self, key: str) -> bytes:
+        """Upbit API 키 암호화"""
+        cipher = Fernet(self.get_encryption_key())
+        return cipher.encrypt(key.encode())
+
+    def decrypt_upbit_access_key(self) -> str:
+        """Upbit Access Key 복호화"""
+        if self.encrypted_upbit_access_key:
+            cipher = Fernet(self.get_encryption_key())
+            return cipher.decrypt(self.encrypted_upbit_access_key).decode()
+        return ""
+
+    def decrypt_upbit_secret_key(self) -> str:
+        """Upbit Secret Key 복호화"""
+        if self.encrypted_upbit_secret_key:
+            cipher = Fernet(self.get_encryption_key())
+            return cipher.decrypt(self.encrypted_upbit_secret_key).decode()
+        return ""
+
+    def save_upbit_credentials(self, access_key: str, secret_key: str):
+        """Upbit API 자격증명 저장"""
+        self.encrypted_upbit_access_key = self.encrypt_upbit_key(access_key)
+        self.encrypted_upbit_secret_key = self.encrypt_upbit_key(secret_key)
+        self.save(update_fields=['encrypted_upbit_access_key', 'encrypted_upbit_secret_key'])
+
+    def clear_upbit_credentials(self):
+        """Upbit API 자격증명 삭제"""
+        self.encrypted_upbit_access_key = None
+        self.encrypted_upbit_secret_key = None
+        self.save(update_fields=['encrypted_upbit_access_key', 'encrypted_upbit_secret_key'])
+
 
 # ============================================
 # NHN Cloud 프로젝트 (멀티 프로젝트 지원)
diff --git a/users/urls.py b/users/urls.py
index be8e0fc..6346713 100644
--- a/users/urls.py
+++ b/users/urls.py
@@ -14,6 +14,8 @@ from .views import (
     GoogleLoginView, GoogleLinkWithPasswordView, GoogleLinkView, GoogleUnlinkView,
     # 사이트 설정
     SiteSettingsView,
+    # Upbit API 자격증명
+    UpbitCredentialsView, UpbitSecretKeyView,
 )
 from rest_framework_simplejwt.views import TokenObtainPairView, TokenRefreshView, TokenVerifyView
 from .views_jwks import jwks_view # django-jwks
@@ -56,4 +58,7 @@ urlpatterns = [
     path('auth/google/unlink/', GoogleUnlinkView.as_view(), name='google_unlink'),
     # 사이트 설정
     path('settings/', SiteSettingsView.as_view(), name='site_settings'),
+    # Upbit API 자격증명
+    path('upbit/', UpbitCredentialsView.as_view(), name='upbit_credentials'),
+    path('upbit/keys/', UpbitSecretKeyView.as_view(), name='upbit_keys'),
 ]
diff --git a/users/views.py b/users/views.py
index bf6858f..1b177e1 100644
--- a/users/views.py
+++ b/users/views.py
@@ -2075,3 +2075,109 @@ class SiteSettingsView(APIView):
             # 메타 정보
             "updated_at": settings_obj.updated_at.isoformat() if settings_obj.updated_at else None,
         })
+
+
+# ============================================
+# 📈 Upbit API 자격증명 관리
+# ============================================
+
+class UpbitCredentialsView(APIView):
+    """Upbit API 자격증명 저장/조회/삭제"""
+    permission_classes = [IsAuthenticated]
+
+    def get(self, request):
+        """자격증명 조회 (키 마스킹)"""
+        enrich_span(request, request.user, operation="upbit.credentials.get")
+        email, ip, ua = get_request_info(request)
+        user = request.user
+
+        with child_span("get_credentials", user_id=user.id):
+            has_credentials = bool(user.encrypted_upbit_access_key and user.encrypted_upbit_secret_key)
+            access_key_masked = ""
+            if has_credentials:
+                try:
+                    ak = user.decrypt_upbit_access_key()
+                    access_key_masked = ak[:4] + "****" + ak[-4:] if len(ak) > 8 else "****"
+                except Exception:
+                    access_key_masked = "****"
+
+        span_success(200)
+        return Response({
+            "has_credentials": has_credentials,
+            "access_key": access_key_masked,
+        })
+
+    def post(self, request):
+        """자격증명 저장"""
+        enrich_span(request, request.user, operation="upbit.credentials.save")
+        email, ip, ua = get_request_info(request)
+        user = request.user
+
+        access_key = request.data.get("access_key")
+        secret_key = request.data.get("secret_key")
+
+        if not access_key or not secret_key:
+            span_error("missing_fields", 400)
+            return Response(
+                {"error": "access_key, secret_key는 필수입니다."},
+                status=status.HTTP_400_BAD_REQUEST,
+            )
+
+        try:
+            with child_span("encrypt_and_save"):
+                user.save_upbit_credentials(access_key, secret_key)
+
+            logger.info(f"[UPBIT CREDENTIALS SAVE] user={email} | status=success | IP={ip}")
+            span_success(201)
+            return Response({"message": "Upbit API 키가 저장되었습니다."}, status=201)
+        except Exception as e:
+            logger.exception(f"[UPBIT CREDENTIALS SAVE] user={email} | status=fail | IP={ip}")
+            span_error(str(e), 500)
+            return Response({"error": f"저장 실패: {str(e)}"}, status=500)
+
+    def delete(self, request):
+        """자격증명 삭제"""
+        enrich_span(request, request.user, operation="upbit.credentials.delete")
+        email, ip, ua = get_request_info(request)
+        user = request.user
+
+        with child_span("delete_credentials", user_id=user.id):
+            user.clear_upbit_credentials()
+
+        logger.info(f"[UPBIT CREDENTIALS DELETE] user={email} | status=success | IP={ip}")
+        span_success(200)
+        return Response({"message": "Upbit API 키가 삭제되었습니다."})
+
+
+class UpbitSecretKeyView(APIView):
+    """Upbit API 키 조회 (복호화) - msa-django-upbit에서 호출용"""
+    permission_classes = [IsAuthenticated]
+
+    def get(self, request):
+        """복호화된 API 키 조회"""
+        enrich_span(request, request.user, operation="upbit.keys.get")
+        email, ip, ua = get_request_info(request)
+        user = request.user
+
+        if not user.encrypted_upbit_access_key or not user.encrypted_upbit_secret_key:
+            span_error("not_found", 404)
+            return Response(
+                {"error": "Upbit API 키가 등록되어 있지 않습니다."},
+                status=404
+            )
+
+        try:
+            with child_span("decrypt_keys"):
+                access_key = user.decrypt_upbit_access_key()
+                secret_key = user.decrypt_upbit_secret_key()
+
+            logger.info(f"[UPBIT KEYS GET] user={email} | status=success | IP={ip}")
+            span_success(200)
+            return Response({
+                "access_key": access_key,
+                "secret_key": secret_key,
+            })
+        except Exception as e:
+            logger.exception(f"[UPBIT KEYS GET] user={email} | status=fail | IP={ip}")
+            span_error(str(e), 500)
+            return Response({"error": f"키 복호화 실패: {str(e)}"}, status=500)
diff --git a/version b/version
index a9914f8..a8934c4 100644
--- a/version
+++ b/version
@@ -1 +1 @@
-v0.0.35
\ No newline at end of file
+v0.0.36
\ No newline at end of file